Horizon Bank

mortgage loans
home equity lines/loans

Welcome to Horizon Bank's Mortgage Center!

Apply Now

Today's Rates

Today's Best Conventional Rates
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.071%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.875%  3.973%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.498%  0.000%
FHA 30 Year Fixed Rate
 Rate  APR  Points
 3.750%  4.775%  0.000%

APR = Annual Percentage Rate

Personalized Quote

Government Loans

Looking for a no down payment VA loan or a low down payment FHA loan? You''ve come to the right place!

Construction Loans

We have construction loan programs that will make building your dream home a reality.

Barb Reamer

Mortgage Loan Advisor - NMLS ID # 783173

1600 Abbot Road
East Lansing, MI 48823

Office: (517) 816-4124
Cell Phone: (517) 256-5364

Fax: (517) 664-1178

Email: breamer@horizonbank.com

Business Hours: Monday through Friday 8:30 a.m. to 5:00 p.m. Evenings and weekends by appointment.

With over 25 years of residential lending experience I am committed to ensuring that we exceed your loan expectations.  I specialize in Physician Lending, Luxury Home Financing (Jumbo Loans) and Relocations, serving communities in Michigan, Illinois and Indiana.  I will work with you to tailor a program that will meet your financing objectives.

You will find a very diverse product line with competitive pricing at Horizon Bank.

I am here to work with you from the time of application, through closing and beyond.  Please contact me if I can be of assistance, as I would welcome the opportunity to work together.  Exceptional service with sensible advice!

Quick Quote

Provide the information requested below and you can check out our great rates and review various loan options to fit your needs.

Apply Online

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Apply Now OR complete an application that was already started.
  2. When you have completed the application, click submit and your information will be reviewed for instant online approval.
  3. A Horizon Bank Mortgage Loan Advisor will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Mortgage Loan Advisors are only a phone call away if you need help. Contact us at (517) 816-4124.

Terms of Use | What to Expect

Exceptional Service Sensible Advice®

Horizon Bank